How To Buy Credit Using GTB Account Without ATM or Internet Access

Earlier before now, we talked on how to buy airtime using access bank account without the need of an ATM or internet connection and now, it’s time for GTB.

Guaranty Trust Bank (GTB) do not only allow you buy airtime from your account using USSD code, it also allows you top up for others from your account thereby making recharge much earlier for you and whoever you intend sending recharge card to.

Guaranty Trust Bank airtime recharge without internet or ATM

Without much talks, let’s just hit the hammer on the nail.

Buying Recharge Card Using GTB Bank Account With Internet or ATM

As usual, before this process can be done, the phone number you intend using must have been connected to the GTB account. If the account isn’t properly connected, you’d be getting the error ‘Unable to Validate Account Details’.

If you are pretty much sure of the number, then you can commence with the procedure below:

To recharge your line from your GTB account, simply dial *737*amount#. For example, dial *737*1000#. If you’d want to top up another phone number from your GTB account, dial *737*amount*recipient’s number#. For example, *737*2000*08012345678#.


Please be aware that the minimum recharge allowed is #100 while the maximum allowed in a day is #5000. More so, MTN users need to have a minimum of N1 balance before commencing with the above procedures while other network users can go ahead even with zero account balance on phone.

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